Publications

2025

Exploring financial wellbeing with an AI Research Platform

CogCo • Stream • Conference Presentation

The State of Financial Wellbeing Report 2025

Stream • CogCo • Report

Cost of living hits women hardest, widening gender wellbeing gap

Stream • CogCo • News Article

Encouraging people to set lower personal carbon budgets: anchoring is more effective than social reference groups

Sarah Flecke • Erika Aparicio • Eugene Malthouse • Peer-Reviewed Journal Article

Behavioural Insights for Simpler Recycling in Workplaces

Department for Environment, Food & Rural Affairs • CogCo • Report

Behavioural Barriers to Digital Waste Tracking

Department for Environment, Food & Rural Affairs • CogCo • Report

Carbon Reduction Plan

CogCo • Report

2024

Combining insights from behavioural science with the technological firepower of AI

Owain Service • Conference Presentation

'Behavioural AI' can help improve human decision making

Umar Taj • Owain Service • Edward Gardiner • Article

Empowering Timor-Leste's Youth: A catalyst for inclusive democracy

UNDP • CogCo • Report

The State of Financial Wellbeing Report 2024

Wagestream • CogCo • Report

The FinWell Index Presentation at the FinWell Forum 2024

Wagestream • CogCo • Conference Presentation

How financial stress can impact workplace wellbeing

Emily Trant • Article

Invisible Worker: The behavioural science of money

Wagestream • Owain Service • Article

How behavioural science can level up your FinWell strategy

Wagestream • CogCo • Article

2023

Confirmation bias and vaccine-related beliefs in the time of COVID-19

Eugene Malthouse • Peer-Reviewed Journal Article

Understanding the barriers to seeking out debt advice

Money & Pensions Service • Report

Applying behavioural science to business

Nick Chater • Edward Gariner • Podcast

2022

Tricks of the Trade: How online customer journeys create consumer harm and what to do about it

Citizens Advice • CogCo • Report

Insights into the Video Sharing Platform Sector

Department for Digital, Culture, Media & Sport • Report

Wagestream's State of Financial Wellbeing: Workplace Report 2022

Wagestream • CogCo • Report

Buy Now Pay Later: An experimental approach to improving comprehension and decision making

Citizens Advice • CogCo • Report

Echo chambers and confrontation: dynamics of public opinions in socio-politically heterogeneous environments

Neo Poon • Thesis Chapter

2021

The science of effective mentoring

Connectr • CogCo • Article

What should Bhutan do to address climate change? Findings from the Youth Conversations platform

UNDP • CogCo • Report

Understanding what influences job decisions: is money all that matters

Oliver Wyman • CogCo • Report

Understand how citizens respond to risk

Finsbury Glover Hering • CogCo • Report

How to disrupt the budgeting cycle

Oliver Wyman • CogCo • Article

Four ways regulators must keep up with the global digital economy

World Economic Forum • CogCo • Article

Derren Brown's Bootcamp for the Brain

Audible • Edward Gardiner • Podcast